Budget Zero to Budget Smart
Zero-based budgeting where every dollar has a purpose. Create budgets, track income and expenses, compare in groups, and take control of your finances.
Zero-based budgeting where every dollar has a purpose. Create budgets, track income and expenses, compare in groups, and take control of your finances.
Stop wondering where your money went. With zero-based budgeting, you decide what every dollar should do before you spend it.
Start with your income and assign every dollar a purpose. No money goes unaccounted for — every cent has a job, whether it's bills, savings, or spending.
Visualize your finances with interactive donut charts, bar charts, and trend lines. Track budget utilization, drill down by category, and compare savings rates across months.
31 built-in categories for income and expenses, plus AI-powered auto-categorization that learns your spending patterns over time.
Group budgets together and compare them side by side with detailed analytics. Track utilization, totals, and averages, and visualize trends with savings rate, expense, and balance charts.
Generate professional PDF reports with charts, totals, and detailed breakdowns. Export individual budgets or group comparisons with utilization analysis — perfect for financial reviews.
Back up your entire database to iCloud (iOS) or Google Drive (Android) with one tap. Restore on any device — your data stays private and secure.
Works in 14 languages from English to Japanese. Supports 25 currencies with proper formatting. Budget0 adapts to how you manage money.
Protect your financial data with PIN code or Face ID/Touch ID authentication. Auto-lock keeps your budgets private even if you walk away.
See how zero-based budgeting transforms your finances
Experience smart budgeting across all your devices with our intuitive interface
Let Budget0 automatically categorize your expenses with AI-powered suggestions
See your spending at a glance with utilization tracking, interactive charts, and detailed category breakdowns
Give every dollar a job before you spend it. Zero-based budgeting means your income minus your expenses equals zero — not because you spent it all, but because every dollar is assigned a purpose.
Your income minus your planned spending equals zero. Every dollar gets a job — whether it's rent, groceries, savings, or fun money.
When every dollar has a purpose, impulse spending drops and financial clarity rises. You're in control, not your habits.
When every dollar has a purpose, you gain clarity on where your money actually goes. No more wondering where the paycheck went. Budget0 makes zero-based budgeting simple, visual, and even enjoyable.
Whether you're paying off debt, saving for a goal, or just want to know where your money goes, Budget0 gives you the clarity and control you need.
Manage household finances with clear visibility into income, bills, groceries, and savings goals.
Track irregular income and variable expenses with budgets tailored to your unique cash flow.
Build smart money habits early with simple, visual budgeting that makes finances less intimidating.
Keep personal and business finances organized with separate budgets and group comparisons.
Take control of debt repayment by assigning every spare dollar to your payoff strategy.
Whether it's an emergency fund, vacation, or retirement, assign dollars to your savings goals first.
Join thousands who've discovered the power of zero-based budgeting.
One-time purchase: $2.99 / €2.99
No subscriptions. No hidden fees. Just smart budgeting that's yours forever.